Payment Policy

Payment Methods

Tinch Jewels is committed to providing a seamless, secure, and premium transaction experience. To accommodate our clients' diverse preferences, we accept a comprehensive range of payment methods:

  • Credit & Debit Cards: Visa, Mastercard, AMEX, and RuPay
  • Digital & Net Banking: UPI, Net Banking, and select Digital Wallets (including Amazon Pay)
  • Partial Cash on Delivery (COD): Available for eligible orders up to ₹99,999 (payable strictly in cash)

1.1 Ready-to-Ship Jewellery

For clients who prefer a hybrid payment structure, we offer a Partial Cash on Delivery (COD) facility for immediate-dispatch items under the following terms:

  • Payment Split: A 60% advance of the total order value is payable online at the time of order placement. The remaining 40% balance is collectible upon delivery.
  • COD Maximum Limit: The cash component collected at delivery is strictly capped at ₹99,999. Any order balance exceeding this threshold must be fully settled via an online payment method prior to dispatch.
  • Serviceability Verification: COD services are restricted to select pin codes within India. We highly recommend verifying your pin code's eligibility with our Client Care Team before finalizing your order.

1.2 Bespoke & Made-to-Order Jewellery

Custom and made-to-order creations require a structured payment schedule to secure raw materials and initiate the design and production phases:

  • Booking Advance (50%): A 50% upfront payment of the estimated order value is required to secure the prevailing gold rate, initiate the CAD design process, and authorize production.
  • Final Invoice Adjustment: The final invoice will be calculated based on the actual post-production gold weight and diamond carat weight. Any variance from the initial estimate will be transparently detailed and adjusted on the final bill.
  • Balance Settlement: The remaining 50% balance must be cleared in full prior to dispatch. Clients may opt to utilize the Partial COD structure for this final balance, subject to the standard ₹99,999 cash limit and regional pin code serviceability.